Whether you’re just starting your career or are only a few short years away from retirement, we have educational opportunities to help you better understand how the deferred compensation plan works with your total benefits package. Deferred comp financial education professionals deliver a variety of FREE seminars and consultations to help you make informed savings decisions as you prepare for retirement.
Which Seminar is Right for You?
457 Plan Roth Contributions: New Opportunities
Roth contributions and conversions give you another tax-advantaged option in your 457 plan, allowing you to benefit from tax-free withdrawals. Do they make sense for you? Learn more!
Who should attend: All state employees
Completing the Retirement Paycheck Puzzle
This seminar helps you examine your retirement-income sources, how your retirement plan works, and how much you'll need to save for your desired retirement lifestyle. You'll learn about available tools, including personalized financial plans and other education resources, to help you achieve your retirement goals. We'll help you solve the puzzle!
Who should attend: Early to mid-career employees
The Essentials
Looking for some basic information on saving for retirement? The Essentials seminar will supply you with all the information you need to know about the deferred comp plan; covering topics such as Roth and Pre-Tax contributions, investment options, the power of compounding, online calculators, savings tips, examples, and much more.
Who should attend: Early to mid-career employees
The Essentials 2.0
The Essentials 2.0 presentation builds off of the material covered in the original The Essentials seminar. This short session dives deeper into basic investing topics, market risk and volatility, plan investments and strategies, and your income replacement in retirement. You'll also get a sneak peek at retirement survey results of current Missouri state employees and retirees.
Who should attend: Early to mid-career employees
MO Deferred Comp "How To"
The presentation will walk you through logging in to your account, changing your contribution amount, investment options, future investment choices, updating your beneficiary information, and a deferred comp financial education professional will answer your specific “how to” questions!
Who should attend: All state employees
Pocket Change
The Pocket Change seminar teaches you that saving money—whether it’s for a short-term purchase or a long-term goal like retirement – truly is a journey. After you’ve attended this unique training session, you should have a better understanding of your financial situation as a state of Missouri employee. Visit the Pocket Change website for a number of additional resources to help keep you on track along the way.
Who should attend: All state employees
What is Market Volatility & How Should You Manage It?
It's human nature to panic when there are market downturns and your investments decline, but remember, market volatility is completely normal. In this presentation, you'll learn about volatility, inflation, past market performance, and more. We hope that you'll leave feeling calmer and more confident in your long-term investment plans.
Who should attend: All state employees
457 Plan Roth Contributions: New Opportunities
Roth contributions and conversions give you another tax-advantaged option in your 457 plan, allowing you to benefit from tax-free withdrawals. Do they make sense for you? Learn more!
Who should attend: All state employees
I'm Retiring
Learn about the benefits of the MO Deferred Comp Plan before and during retirement, contributions and rollovers to the plan, accessing your funds – such as withdrawals and Required Minimum Distributions – in retirement, withdrawal penalties, and more!
Who should attend: Late-career employees, typically those within 5 years of retirement
MO Deferred Comp "How To"
The presentation will walk you through logging in to your account, changing your contribution amount, investment options, future investment choices, updating your beneficiary information, and a deferred comp financial education professional will answer your specific “how to” questions!
Who should attend: All state employees
Pocket Change
The Pocket Change seminar teaches you that saving money—whether it’s for a short-term purchase or a long-term goal like retirement – truly is a journey. After you’ve attended this unique training session, you should have a better understanding of your financial situation as a state of Missouri employee. Visit the Pocket Change website for a number of additional resources to help keep you on track along the way.
Who should attend: All state employees
Retiree Financial Basics
The Retiree Financial Basics seminar highlights important retirement income concepts, such as withdrawal options, RMDS, fees, and annuities. You will also learn about the features of the MO Deferred Comp Plan, working with financial advisors and how to transition your retirement savings into income.
Who should attend: Late-career employees, typically those within 5 years of retirement
Retirement Income Spend-down Strategies
Do you have a plan for spending down your savings in retirement? The Retirement Income Spend-down Strategies presentation will show you which methods are most popular and the pros and cons of each, discuss annuity basics, and provide you with tips for working with financial professionals.
Who should attend: Late-career employees, typically those within 5 years of retirement
What is Market Volatility & How Should You Manage It?
It's human nature to panic when there are market downturns and your investments decline, but remember, market volatility is completely normal. In this presentation, you'll learn about volatility, inflation, past market performance, and more. We hope that you'll leave feeling calmer and more confident in your long-term investment plans.
Who should attend: All state employees
457 Plan Roth Contributions: New Opportunities
Roth contributions and conversions give you another tax-advantaged option in your 457 plan, allowing you to benefit from tax-free withdrawals. Do they make sense for you? Learn more!
Who should attend: All state employees
Completing the Retirement Paycheck Puzzle
This seminar helps you examine your retirement-income sources, how your retirement plan works, and how much you'll need to save for your desired retirement lifestyle. You'll learn about available tools, including personalized financial plans and other education resources, to help you achieve your retirement goals. We'll help you solve the puzzle!
Who should attend: Early to mid-career employees
The Essentials
Looking for some basic information on saving for retirement? The Essentials seminar will supply you with all the information you need to know about the deferred comp plan; covering topics such as Roth and Pre-Tax contributions, investment options, the power of compounding, online calculators, savings tips, examples, and much more.
Who should attend: Early to mid-career employees
The Essentials 2.0
The Essentials 2.0 presentation builds off of the material covered in the original The Essentials seminar. This short session dives deeper into basic investing topics, market risk and volatility, plan investments and strategies, and your income replacement in retirement. You'll also get a sneak peek at retirement survey results of current Missouri state employees and retirees.
Who should attend: Early to mid-career employees
I'm Retiring
Learn about the benefits of the MO Deferred Comp Plan before and during retirement, contributions and rollovers to the plan, accessing your funds – such as withdrawals and Required Minimum Distributions – in retirement, withdrawal penalities, and more!
Who should attend: Late-career employees, typically those within 5 years of retirement
MO Deferred Comp "How To"
The presentation will walk you through logging in to your account, changing your contribution amount, investment options, future investment choices, updating your beneficiary information, and a deferred comp financial education professional will answer your specific “how to” questions!
Who should attend: All state employees
Pocket Change
The Pocket Change seminar teaches you that saving money—whether it’s for a short-term purchase or a long-term goal like retirement – truly is a journey. After you’ve attended this unique training session, you should have a better understanding of your financial situation as a state of Missouri employee. Visit the Pocket Change website for a number of additional resources to help keep you on track along the way.
Who should attend: All state employees
Retiree Financial Basics
The Retiree Financial Basics seminar highlights important retirement income concepts, such as withdrawal options, RMDS, fees, and annuities. You will also learn about the features of the MO Deferred Comp Plan, working with financial advisors and how to transition your retirement savings into income.
Who should attend: Late-career employees, typically those within 5 years of retirement
Retirement Income Spend-down Strategies
Do you have a plan for spending down your savings in retirement? The Retirement Income Spend-down Strategies presentation will show you which methods are most popular and the pros and cons of each, discuss annuity basics, and provide you with tips for working with financial professionals.
Who should attend: Late-career employees, typically those within 5 years of retirement
What is Market Volatility & How Should You Manage It?
It's human nature to panic when there are market downturns and your investments decline, but remember, market volatility is completely normal. In this presentation, you'll learn about volatility, inflation, past market performance, and more. We hope that you'll leave feeling calmer and more confident in your long-term investment plans.
Who should attend: All state employees
Financial Education Professionals
Don Wilson
573-644-1263
DonW@mosers.org
David Gibson
573-644-1261
DavidG@mosers.org
Ronda Peterson
573-644-1264
RondaP@mosers.org
Tammara Carter
573-644-1262
tammarac@mosers.org
Kate Kuse
573-644-1266
katek@mosers.org
Jesse Stuart
573-644-1265
jesses@mosers.org