Missouri Stable Income Fund Rate
The Missouri Stable Income Fund annualized credited rate effective second quarter 2023 (April 1 – June 30, 2023) will be 2.40%.
Find Your Savings Confidence
Join us for America Saves Week to learn how you can find your savings confidence by doing just a few simple tasks and preparing yourself for retirement.
Learn more about America Saves WeekWelcome Kate Kuse!
Kate is the newest addition to the MO Deferred Comp team. She will be serving as the new financial education professional for the northeast and east central portion of the state along with several agencies within Cole County.
Learn more about KateHoliday Update
The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, January 16th, 2023, in observance of Martin Luther King, Jr. Day. Due to the holiday, transactions received via Account Access after 3:00 p.m. (CT) on Friday, January 13th, 2023, will be processed as of the close of business on Tuesday, January 17th, 2023. Transactions will not be processed on Monday, January 16th.
Have a great holiday!
2022 Year-End Reminders
See important tax and RMD information for participants who received distributions from the plan in this Participant Update.
View Full UpdateSecure 2.0 Intends to Revamp Retirement Savings: Here’s how it affects you and the MO Deferred Comp Plan
The Secure 2.0 Act was designed to help Americans save more for retirement, so what exactly does that mean for you? In this short article, we highlight a few provisions that will affect both you and the MO Deferred Comp Plan in 2023 and 2024.
Learn MoreHoliday Update
The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, January 2, 2023, in observance of New Year's Day. Due to the holiday, transactions received via Account Access after 3:00 p.m. (CT) on Friday, December 30, 2022, will be processed as of the close of business on Tuesday, January 3, 2023. Transactions will not be processed on Monday, January 2, 2023.
Have a great holiday!
Holiday Update
The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, December 26, 2022, in observance of Christmas Day. Due to the holiday, transactions received via Account Access after 3:00 p.m. (CT) on Friday, December 23, 2022, will be processed as of the close of business on Tuesday, December 27, 2022. Transactions will not be processed on Monday, December 26, 2022.
Have a great holiday!
DC Update - It's the Most Wonderful Time of Your Career
Learn why saving with MO Deferred Comp could make your retirement the most wonderful time of your career in this DC Update.
Watch the DC UpdateDC Update - Market Volatility: Don't Make Emotional Decisions
Don’t let emotional decisions dictate your fantasy football roster, and most importantly, your investment strategy! Learn why you should keep your sights on the long run in this DC Update.
Watch the DC UpdateMissouri Stable Income Fund Rate
The Missouri Stable Income Fund annualized credited rate effective first quarter 2023 (January 1 – March 31, 2023) will be 2.41%.
DC Update - 2023 Contribution Limits
Are you looking to save more for your future and max out your contributions to the MO Deferred Comp Plan? Check out this DC Update to learn more about the IRS contributions limits for 2023.
Watch the DC UpdateDC Update - History of the MO Deferred Comp Plan
Have you ever wondered how the MO Deferred Comp Plan got its start? This DC Update is jam-packed with information on how the plan came to be, monumental changes made along the way, and more!
Watch the DC Update2022 Survey Results
The results are in! Thank you everyone who participated in the 2022 Retirement and Savings Surveys. The feedback received will help MO Deferred Comp better understand participants' needs and ultimately improve education efforts.
VIEW SURVEY WINNERS & RESULTSIRS Announces Contribution Limits for 2023
The Internal Revenue Service announced on October 21, 2022 that the maximum annual contribution limits for 457(b) plans and the income limits for the Saver’s Credit will increase in 2023. Read the full article for more information.
Read More2022 National Retirement Security Month
When you're building a house, a deck, or even hanging a picture, measuring incorrectly can cost you time, materials, and money. However, when it comes to your retirement, inaccurately measuring or estimating your future retirement income needs can cost you a whole lot more. Join us for National Retirement Security Month and learn how you can "Measure Twice. Retire Once."
Learn MoreWhere can you find your match money in your online account?
To view your state match within your MO Deferred Comp account, please follow the below steps.
- Log in to your account by clicking the blue Log In button at the top of www.modeferredcomp.org or through the ESS Portal.
- Select Account Activity from the 401 drop down box in the middle of the page.
- Monthly match amounts from the State of Missouri are listed in your 401 Account Activity as follows:
Please remember, your state deferred comp match is based on your total monthly 457 contributions to the MO Deferred Comp Plan, and match money will be deposited into your employer 401(a) retirement savings account one time during the month following your contributions.
Missouri Stable Income Fund Rate
The Missouri Stable Income Fund annualized credited rate effective fourth quarter 2022 (October 1 – December 31, 2022) will be 2.49%.
2022 Retirement & Savings Survey
The MO Deferred Comp Plan is working hard to ensure we are meeting your retirement savings needs. Help us better serve you by providing valuable feedback in our short survey, plus you could win an Amazon gift card and loads of other prizes!
Please click the appropriate survey and age group below to begin:
- Retirement Awareness Survey - active employees age 35 and under
- Retirement Readiness Survey - active employees 36 and older
- Retirement Survey - those retired from state employment
Take the survey
Match Timing
As a reminder:
- The state deferred comp match is based on your total monthly 457 contributions to the MO Deferred Comp Plan, and
- The match money will be deposited into your employer 401(a) retirement savings account one time during the month following your contributions.
For example, the state match for your contributions for the month of July will be deposited approximately 5 days after August 15, 2022. The state match for your contributions for the month of August will be deposited into your account approximately 5 days after September 15, 2022 and so on.
If you have questions about the amount of your state match or about line items on your paystub, please contact your employer. The MO Deferred Comp Plan does not control or have access to your payroll information.
DC Update - When in doubt, ride it out!
Like riding a horse, investing can be full of ups, downs, twists, and turns. If you want to be a smart investor, you must learn to take the good with the bad and ride through those rough times.
Watch the DC UpdateDC Update - Meet Your State MATCH
If you contribute at least $25 a month to your MO Deferred Comp 457 account, the State of Missouri will match your contributions dollar-for-dollar up to a maximum of $75 each month. Watch our recent DC Update for more information on the state match.
Watch the DC UpdateDC Update - Target Date Funds: Getting You TO and THROUGH Retirement
Target date funds have proven to be the simplest way for state employees to invest for retirement. Planning to retire in 2025? There's a target date fund for that. Looking to retire in 2058? There's a fund for that, too. Whatever date you plan to retire, MO Deferred Comp has you covered.
Watch the DC UpdateMeet Your State MATCH
Great news! Effective July 1, 2022, if you contribute at least $25 a month to your MO Deferred Comp account, the State of Missouri will match your contributions dollar-for-dollar up to a maximum of $75 each month. As a state of Missouri employee, those additional dollars saved can make a significant impact on your future retirement income.
Read MoreHoliday Update
The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, July 4, 2022, in observance of Independence Day. Due to the holiday, transactions received via Account Access after 3:00 pm CT on Friday, July 1, 2022, will be processed as of the close of business on Tuesday, July 5, 2022. Transactions will not be processed on Monday, July 4, 2022. Have a great holiday!
The markets are struggling, what should you do?
Does the current market performance have you panicking? How you should handle a market downturn depends on your career stage and risk tolerance, however, one thing remains consistent for all: take a deep breath and remained focused on your long-term strategy.
Read MoreHoliday Update
The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, June 20, 2022, in observance of Juneteenth National Independence Day.
Due to the holiday, transactions received via Account Access after 3:00 pm CT on Friday, June 17, 2022, will be processed as of the close of business on Tuesday, June 21, 2022. Transactions will not be processed on Monday, June 20, 2022.
Missouri Stable Income Fund Rate
The Missouri Stable Income Fund annualized credited rate effective third quarter 2022 (July 1 – September 30, 2022) will be 2.20%.
DC Updates - Spring 2022
The spring 2022 DC Updates cover topics including ways you can make the most of your recent pay raise, and learn how inflation can affect your retirement income and what you can do to combat it.
View the 2022 Spring DC UpdatesMissouri Stable Income Fund Rate
The Missouri Stable Income Fund annualized credited rate effective second quarter 2022 (April 1 – June 30, 2022) will be 1.92%.
Retirement Savings MythBusters
Myth or Fact? Join us during America Saves Week as we debunk common retirement savings myths! Take five and watch this year's America Saves Week videos.
Watch the VideosHoliday Update
The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, February 21, 2022, in observance of Washington's Birthday.
Due to the holiday, transactions received via Account Access after 3:00 p.m. CT on Friday, February 18, 2022, will be processed as of the close of business on Tuesday, February 22, 2022. Transactions will not be processed on Monday, February 21, 2022.
Potential $25 Incentive for State Employees
On January 18, 2022, the Governor of the State of Missouri – Governor Mike Parson – announced he had included funding in his annual recommended budget for a $25 monthly incentive (match) for state employees who contribute at least $25 a month to the State of Missouri Deferred Compensation Plan (MO Deferred Comp). The budget must be reviewed and would not be fully passed by the state legislature until early May 2022. If approved, the incentive would not be effective until July 1, 2022.
View Full UpdateHoliday Update
The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, January 17, 2022 in observance of Martin Luther King, Jr. Day.
Due to the holiday, transactions received via Account Access after 3:00 p.m. Central Time (CT) on Friday, January 14, 2022, will be processed as of the close of business on Tuesday, January 18, 2022. Transactions will not be processed on Monday, January 17, 2022.
2021 Year-End Reminders
This Participant Update highlights important tax and RMD information for participants receiving distributions from the plan.
View Full Update2021 Financial Wellness Survey Results
Thank you to everyone who participated in our 2021 Financial Wellness Survey. Your feedback will provide us valuable insights on how state employees are doing financially and will help us improve our outreach efforts.
View Survey Results & WinnersMissouri Stable Income Fund Rate
The Missouri Stable Income Fund annualized credited rate effective first quarter 2022 (January 1 – March 31, 2022) will be 1.85%.
Contribution Limits will Increase to $20,500 in 2022
The Internal Revenue Service announced on November 4, 2021 that the maximum annual contribution limits for 457(b) plans and the income limits for the Saver’s Credit will increase in 2022. Read the full article for more information.
Read MoreState of Missouri Deferred Compensation Plan Wins the 2021 Leadership Award

The National Association of Government Defined Contribution Administrators, Inc. (NAGDCA) awarded the State of Missouri Deferred Compensation Plan the 2021 Leadership Recognition Award for their automatic increase holiday savings campaign. The Leadership Awards recognize defined contribution plans for their outstanding achievements in participant education and communication.
Read MoreProactive Fraud Prevention
Cybersecurity and fraud threats continue to evolve and become more prevalent nowadays. Implementing effective cybersecurity measures is particularly challenging today, with more devices in use and attackers becoming more innovative. However, you can help protect yourself against threats by following a few prudent practices to strengthen security and help mitigate the risk of fraud.
Learn MoreMissouri Stable Income Fund Rate
The Missouri Stable Income Fund annualized credited rate effective fourth quarter 2021 (October 1 – December 31, 2021) will be 1.82%.
DC Updates - Summer 2021
The summer DC Updates cover topics such as the distinction between Financial Wellness and Financial Planning, and how they work together to help you build a positive and lasting relationship with your money. You'll learn about the three primary types of risk-taking investors, and get a better idea of where you stand via your risk tolerance. Plus, we'll help you prep for a meeting with one of deferred comp's financial education professionals. Watch the 2021 summer DC Updates to learn more!
View the 2021 Summer DC UpdatesTake our 2021 financial wellness questionnaire!

The past two years have been challenging to say the least and we want to know how you weathered the storm financially. Please take our short survey and let us know in what areas we can expand our education to help you improve your financial wellbeing and either achieve or maintain a comfortable retirement.
Take the surveyHoliday Update
The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, July 5, 2021, in observance of Independence Day.
Due to the holiday, transactions received via Account Access after 3:00 p.m. Central Time (CT) on Friday, July 2, 2021, will be processed as of the close of business on Tuesday, July 6, 2021. Transactions will not be processed on Monday, July 5, 2021.
Have a great holiday.
New Name, Same Record Keeper
You may have noticed a new name, MissionSquare Retirement, on your statements, secure account access, publications, and forms. In June 2021, MO Deferred Comp’s record keeper changed their name from ICMA-RC to MissionSquare Retirement. Rest assured this will not affect your retirement savings and there is nothing you need to do. If you have questions, feel free to contact the MO Deferred Comp Plan at 800-392-0925.
Missouri Stable Income Fund Rate
The Missouri Stable Income Fund annualized credited rate effective third quarter 2021 (July 1 – September 30, 2021) will be 1.80%.
DC Updates - Spring 2021
The spring DC Updates cover topics such as the effects of financial stress and tips to improve your financial health, the perks of rolling your money into the plan. Plus, you'll learn about the benefits of saving early on in your career, along with some words of wisdom from retired state of Missouri employees. Watch the 2021 spring DC Updates to learn about these topics, plus more!
View the 2021 Spring DC UpdatesHoliday Update
The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, May 31, 2021, in observance of Memorial Day.
Due to the holiday, transactions received via Account Access after 3:00 p.m. Central Time (CT) on Friday, May 28, 2021, will be processed as of the close of business on Tuesday, June 1, 2021. Transactions will not be processed on Monday, May 31, 2021.
Have a great holiday.
Missouri Stable Income Fund Rate
The Missouri Stable Income Fund annualized credited rate effective second quarter 2021 (April 1 – June 30, 2021) will be 1.94%.

2021 America Saves Week: Money Saving TipToks
During America Saves Week – February 21-27, 2021 – join the MO Deferred Comp Plan for short Money Saving TipToks. These 15-second videos will cover money-related topics, such as emergency funds, debt management, retirement income, and more. You’ll be amazed at what you can learn in such short period of time! Be sure to like, follow, and subscribe to deferred comp’s social media pages for more savings tips and tools: Facebook, Twitter, Instagram, LinkedIn, and YouTube
Learn MoreHoliday Update
HOLIDAY UPDATE: The New York Stock Exchange and MO Deferred Comp call center will be closed on Monday, February 15, 2021, in observance of Washington’s Birthday.
Due to the holiday, transactions received via Account Access after 3:00 p.m. Central Time (CT) on Friday, February 12, 2021, will be processed as of the close of business on Tuesday, February 16, 2021. Transactions will not be processed on Monday, February 15, 2021.
Have a great holiday.
2020 Year-End Reminders
1099-R Tax Forms
The 1099-R tax form(s), for participants who withdrew money from the deferred compensation plan in 2020, will be available online by the fourth week of January 2021. The forms will also be mailed no later than January 31, 2021. This form will indicate how much money you withdrew from your account during the 2020 tax year, what portion of that amount is taxable, and any federal or state taxes already withheld from those distributions. For additional updates on the status of the 1099-R tax forms, log on to Account Access.