Hello from MO Deferred Comp!

As human resource and/or payroll personnel, you are the most trusted source of benefit information and your communication to employees is essential to the understanding of their benefits. Our staff is working hard to create clear and effective education for employees on their state retirement savings benefit and would appreciate it if you would assist us in that effort by forwarding the email below to the staff at your agency.

Thanks so much for being our partner in benefit education!

Brooke Rowden
Defined Contribution Plans Education & Marketing Coordinator
Missouri State Employees’ Retirement System (MOSERS)

Check the online version
MO Deferred Comp Bulletin
The MO Deferred Comp Plan is a retirement savings plan for state of Missouri employees, including faculty and staff at 10 state universities. Below you will find important deferred comp information pertaining to your retirement savings, including new videos, recent publications, Participant Updates, and more!
Take Advantage of the Saver's Credit
The saver’s credit, also known as the retirement savings contribution credit, is a special tax break for low- and moderate-income taxpayers who are saving for retirement. The level of credit you receive – 50%, 20% or 10% – depends on your adjusted gross income and filing status in the tax year you made retirement contributions. Visit modeferredcomp.org to see if you meet the 2019 Saver’s Credit limits or watch The Saver's Credit Explained video for more information.
Save MORE in 2019!
In October, the IRS announced the annual maximum contribution limit for employees participating most 457 plans – like the MO Deferred Comp Plan – will increase from $18,500 to $19,000, while the age 50 or older catch-up contribution limit will remain at $6,000 in 2019. This annual contribution limit increase will allow you to save more money now, in order combat the rising cost of living in the future. Visit modeferredcomp.org to learn more.

Newly Redesigned Calculators!
Start 2019 off right! Use MO Deferred Comp’s newly redesigned calculators – RetiremenTrack and Grow Your Retirement Savings – to ensure you’re saving enough to meet you future retirement needs! If you need additional help, feel free to reach out to one of our six education specialists for a one-on-one consultation.

DC Updates & New Videos
Need a good laugh? Be sure to check out the winter 2018 DC Update, MO Deferred Comp’s Christmas Retirement. We put a fun spin on a holiday favorite. It’s a video you definitely don’t want to miss! Click the video below and enjoy!
Simply Put Newsletter
You've probably found yourself daydreaming about retirement. Will you be living in the same place? Will you travel? Watch grandkids? Enjoy the luxuries of life? What will your REAL retirement look like versus your hopes and dreams? While there is no crystal ball to foretell the future, our 2018 Retirement & Savings Survey provides common trends among current state retiree lifestyles to help give us an accurate description of what the average state of Missouri retirement may look like.

MO Deferred Comp
3349 American Ave, Ste. A, Jefferson City, MO, 65109, United States
800-392-0925 or 573-893-1053

This email is provided as a service to promote an important employee benefit available to you. This is NOT a solicitation. The State of Missouri Deferred Compensation Plan is a defined contribution retirement savings plan offered in accordance with IRS Code Sections 457 and 401(a). The plan is administered by the Missouri State Employees' Retirement System (MOSERS). The State of Missouri Deferred Compensation Plan is an important part of your employee benefits package. Visit www.modeferredcomp.org for more information. If you wish not to receive further updates, please click here to unsubscribe !